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Virginia-based First Community Bank moves into Richmond, Virginia in June

Company Release - 4/8/2003 09:01 AM ET

RICHMOND, Va., April 8 /PRNewswire-FirstCall/ -- First Community Bank, N. A. (FCB) has signed a definitive agreement in pursuit to purchase CommonWealth Bank pending regulatory and shareholder approval, expected in late May. The agreement will give FCB four full-service Richmond branches in addition to 41 branches throughout Virginia, West Virginia and North Carolina.

John M. Mendez, President and CEO of First Community Bancshares, Inc., is excited to be entering the Richmond market. "We think we can offer Richmond a clear alternative to larger, centralized bank." He added, "We have the products and services that today's customers demand and the personal service that makes the FCB banking experience unique."

He added, "The combination of quick, local-level decision making and a strong credit and analysis department are two advantages that set us apart from other banks. And with online bill paying and Internet banking, it gives our customers 'big bank' products, with the flexibility of dealing directly with a CEO in each branch. They have lending authority which translates to quicker loan decisions."

The bank also offers wealth management and investment advice through their Trust and Financial Services Division, as well as through Stone Capital Management, an investment advisory firm that has been recently acquired by FCB. The purchase allows FCB to expand its current services to include wealth management, financial planning and investment advice.

The four branches are conveniently located in high-traffic areas around Richmond. They are:

    --  8th and Main in downtown Richmond
    --  Parham Rd. near the intersection of Patterson Ave.
    --  Gayton Rd. near Ridgefield Parkway
    --  Midlothian Turnpike near the intersection of the Powhite Parkway

    About First Community Bankshares, Inc.

First Community Bancshares, Inc. is a $1.5 billion bank holding company with headquarters in Bluefield, Virginia and is the parent company of First Community Bank, N. A. also headquartered in Bluefield, Virginia. FCB is listed on the Nasdaq National Market System under the symbol "FCBC."

First Community Bank operates through 41 full-service offices in the three-state region of Virginia, West Virginia and North Carolina. First Community Bank is also the parent company of Stone Capital Management, Inc. -- an SEC registered investment advisory firm and United First Mortgage, Inc., headquartered in Richmond. They operates 11 retail mortgage offices throughout Virginia.

SOURCE  First Community Bank, N. A.
    -0-                             04/08/2003
    /NOTE TO EDITORS: To schedule an interview with John Mendez, please
contact Peter Kaufman at +1-804-643-3820./
    /CONTACT:  Peter Kaufman, Vice President of Charles Ryan Associates,
+1-804-643-3820, or pkaufman@charlesryan.com/
    (FCBC)

CO:  First Community Bank, N. A.
ST:  Virginia
IN:  FIN
SU:






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4167 04/08/200309:01 EDThttp://www.prnewswire.com